Benefit programs in North Dakota (2026)
For families in North Dakota we check every federal program below, then map your state's own programs and point you to the office that runs each one.
For some of North Dakota's own programs below we already have a vetted maximum from the official source. Those show "Up to $X/year". For programs without a vetted cap, we describe the program and link its official page while we finish computed-depth verification. Federal amounts are computed for every state, including yours.
North Dakota families can get Medicaid help with care at home through 5 Medicaid home and community-based services waivers that pay for care in your own home instead of a nursing facility. North Dakota also has a confirmed property-tax relief program for seniors, the Primary Residence Credit (PRC). Its confirmed benefit is quoted in the program's own official wording further down this page. North Dakota also runs a federally funded LIHEAP energy-assistance program that helps pay heating bills for qualifying households. Figures checked against official sources, last on 2026-08-05.
Does North Dakota Medicaid pay for care at home?
Yes. North Dakota runs 5 Medicaid home & community-based services waivers, including "ND Autism Spectrum Disorder (ASD) Birth through Twenty Waiver (0842.R03.00)" and "ND Children's Hospice Waiver (0834.R03.00)". These pay for care in your own home instead of a nursing facility. We have no confirmed dollar figure for what they pay. Amounts depend on an assessment, and most waivers have waiting lists. Ask North Dakota Medicaid, or call 855-462-5465.
- ND Autism Spectrum Disorder (ASD) Birth through Twenty Waiver (0842.R03.00)
- ND Children's Hospice Waiver (0834.R03.00)
- ND Medicaid Waiver for Home and Community Based Services (0273.R06.00)
- ND Medicaid Waiver for Medically Fragile Children (0568.R04.00)
- ND Traditional IID/DD Home and Community Based Services Waiver (0037.R09.00)
See how North Dakota's Medicaid rules compare with other states
What property tax relief is available to seniors in North Dakota?
North Dakota has a confirmed property-tax relief program for seniors: the Primary Residence Credit (PRC). State credit applied against property tax on an owner-occupied primary residence, up to $1,600 for the 2025 tax year (2026 application cycle); the credit cannot exceed the property tax due. The maximum was increased from $500 (2023-2024 tax years) to $1,600 by House Bill 1176 in the 2025 legislative session. N.D.C.C. Sec. 57-02-08.9. One credit per household; homes held in trusts qualify. That figure is confirmed against North Dakota's own official page (last checked 2026-08-05). North Dakota runs 3 property-tax relief programs that seniors may qualify for in total. See the full list below, or call your state's Aging and Disability Resource Center at 855-462-5465 and ask which apply to you.
4 programs in North Dakota. Each description below is drawn from its linked source and shown in full: the tag next to each name marks its source tier (GOV/GOV PDF: the program's own official page, ANALYSIS/IND: a secondary source).
Property-tax figures last checked against official sources on 2026-08-05. See how we verify figures.
| Program | Benefit | Vetted maximum | Official source |
|---|---|---|---|
| Primary Residence Credit (PRC) GOV VERIFIED | State credit applied against property tax on an owner-occupied primary residence, up to $1,600 for the 2025 tax year (2026 application cycle); the credit cannot exceed the property tax due. The maximum was increased from $500 (2023-2024 tax years) to $1,600 by House Bill 1176 in the 2025 legislative session. N.D.C.C. Sec. 57-02-08.9. One credit per household; homes held in trusts qualify. | Official source → | |
| Homestead Property Tax Credit (for Senior Citizens or Disabled Persons) GOV VERIFIED | Income-tested reduction of the homestead's taxable valuation on a sliding scale: (1) if income is not over $40,000, a 100% reduction of taxable valuation up to a maximum reduction of $9,000 of taxable value (approx. first $200,000 of true-and-full market value); (2) if income is over $40,000 and not over $70,000, a 50% reduction of taxable valuation up to a maximum reduction of $4,500 of taxable value (approx. first $100,000 of true-and-full value). Income is counted from all sources net of unreimbursed out-of-pocket medical expenses. No asset/net-worth limit in current law. Does not reduce special assessments. N.D.C.C. Sec. 57-02-08.1. | Official source → | |
| Renter's Refund (Homestead Renter's Property Tax Refund) GOV VERIFIED | Partial refund of rent treated as property tax: a refund is due when 20% of annual rent exceeds 4% of annual income; the refund equals that excess, up to a maximum of $600. Rent used in the calculation excludes charges for heat, water, electricity, telephone, and furniture. Administered by the ND Office of State Tax Commissioner. N.D.C.C. Sec. 57-02-08.1. | Up to $600/year. Income limit: $70,000 total household income (including spouse and dependents); no asset limit. Current for 2025/2026 (program has existed since 1969; current $600 cap). North Dakota Office of State Tax Commissioner → | Official source → |
| Disabled Veterans Property Tax Credit GOV VERIFIED | Reduces the taxable valuation of the veteran's homestead by the veteran's VA service-connected disability rating percentage applied to a base of $9,000 of taxable value (approx. first $200,000 of true-and-full value): 50% rating -> $4,500; 60% -> $5,400; 70% -> $6,300; 80% -> $7,200; 90% -> $8,100; 100% -> $9,000. When two qualifying disabled veterans are married and living together the combined credit may not exceed 100% / $9,000 of taxable value. An unremarried surviving spouse receiving VA Dependency and Indemnity Compensation may claim the credit at the veteran's rating (up to the full amount). No income limit. | Official source → |
Primary Residence Credit (PRC) GOV VERIFIED
- Benefit
State credit applied against property tax on an owner-occupied primary residence, up to $1,600 for the 2025 tax year (2026 application cycle); the credit cannot exceed the property tax due. The maximum was increased from $500 (2023-2024 tax years) to $1,600 by House Bill 1176 in the 2025 legislative session. N.D.C.C. Sec. 57-02-08.9. One credit per household; homes held in trusts qualify.
- Official source
- Official source →
Homestead Property Tax Credit (for Senior Citizens or Disabled Persons) GOV VERIFIED
- Benefit
Income-tested reduction of the homestead's taxable valuation on a sliding scale: (1) if income is not over $40,000, a 100% reduction of taxable valuation up to a maximum reduction of $9,000 of taxable value (approx. first $200,000 of true-and-full market value); (2) if income is over $40,000 and not over $70,000, a 50% reduction of taxable valuation up to a maximum reduction of $4,500 of taxable value (approx. first $100,000 of true-and-full value). Income is counted from all sources net of unreimbursed out-of-pocket medical expenses. No asset/net-worth limit in current law. Does not reduce special assessments. N.D.C.C. Sec. 57-02-08.1.
- Official source
- Official source →
Renter's Refund (Homestead Renter's Property Tax Refund) GOV VERIFIED
- Benefit
Partial refund of rent treated as property tax: a refund is due when 20% of annual rent exceeds 4% of annual income; the refund equals that excess, up to a maximum of $600. Rent used in the calculation excludes charges for heat, water, electricity, telephone, and furniture. Administered by the ND Office of State Tax Commissioner. N.D.C.C. Sec. 57-02-08.1.
- Vetted maximum
Up to $600/year. Income limit: $70,000 total household income (including spouse and dependents); no asset limit. Current for 2025/2026 (program has existed since 1969; current $600 cap). North Dakota Office of State Tax Commissioner →
- Official source
- Official source →
Disabled Veterans Property Tax Credit GOV VERIFIED
- Benefit
Reduces the taxable valuation of the veteran's homestead by the veteran's VA service-connected disability rating percentage applied to a base of $9,000 of taxable value (approx. first $200,000 of true-and-full value): 50% rating -> $4,500; 60% -> $5,400; 70% -> $6,300; 80% -> $7,200; 90% -> $8,100; 100% -> $9,000. When two qualifying disabled veterans are married and living together the combined credit may not exceed 100% / $9,000 of taxable value. An unremarried surviving spouse receiving VA Dependency and Indemnity Compensation may claim the credit at the veteran's rating (up to the full amount). No income limit.
- Official source
- Official source →
How much heating bill help can I get in North Dakota?
Up to $7,500 toward heating bills. That is the FY 2026 maximum North Dakota's Low Income Home Energy Assistance Program (LIHEAP) publishes. Most households get less. This is the ceiling, not a typical amount. A separate crisis benefit of up to $500 is available if your service is about to be shut off. Source: https://liheapch.acf.gov/profiles/ND.htm
| Program | Benefit | Published maximum | Official source |
|---|---|---|---|
| Low Income Home Energy Assistance Program (LIHEAP) | Help with heating bills, plus emergency help if service is at risk. Emergency crisis help is available. | In North Dakota the published heating maximum is $7,500. Crisis maximum: $500. | Official source → |
Retirement income tax
Social Security in North Dakota: North Dakota allows a full income-tax deduction for the portion of Social Security benefits included in federal taxable income, with NO income limit. A deduction was first enacted for tax years 2019-2020 but was capped at AGI of $50,000 or less ($100,000 married filing jointly); the 2021 special session removed the AGI cap effective tax year 2021, so all filers deduct 100% of their federally-taxable Social Security benefits. Result: Social Security is effectively untaxed by the state.
Pensions, IRAs, and 401(k)s: General pension, annuity, IRA, 401(k), and 403(b) distributions are FULLY TAXABLE as ordinary North Dakota income; the state has NO general age-based or income-based exclusion for private or public (non-military) pension or retirement-account income. Key exception: military retirement pay (retired members of the U.S. armed forces/reserves, Army National Guard, or Air National Guard) is fully deductible to the extent included in federal taxable income, effective tax year 2019. For tax year 2025 the individual income tax brackets are 0% on taxable income up to $48,475 (single), 1.95% above that up to $244,825, and 2.5% above $244,825.
Official source →Federal programs: checked in North Dakota too
These are computed for every family, wherever they live.
VA Aid & Attendance
An extra monthly VA payment for wartime veterans and surviving spouses who need daily help.
Medicare Savings Programs
State help that pays your Medicare premiums, and sometimes deductibles and copays.
Medicare Extra Help
Lowers what you pay for prescription drugs under Medicare Part D.
SNAP (food support)
Monthly money for groceries. Older adults often qualify for more than they expect.
Social Security & SSI
Checks whether the person may be missing Social Security or Supplemental Security Income.
Federal tax credits
Credits and deductions families miss, including medical expenses and the credit for the elderly or disabled.
Medicare before 65
Medicare eligibility for people under 65 through a disability.
Who do I call in North Dakota for help with elder care?
Call your state's Aging and Disability Resource Center (ADRC) at 855-462-5465. They're the free, no-wrong-door starting point for home care, respite and other long-term-care options in North Dakota. If someone is unsafe, neglected or being exploited, Adult Protective Services can help at 855-462-5465.
Aging and Disability Resource Center (ADRC) / No Wrong Door
Free help understanding your options.
855-462-5465Which of these fits your family?
Being on this list doesn't mean your family qualifies. That depends on income, savings, care needs and service history. The free check works out which ones are worth your time, in about four minutes.
Not legal or medical advice. Benefits vary. Figures are estimates.